Group & Specialty
Programs that are right for your business
Programs that are right for your business
What are Group & Specialty programs?
What is it for?
How does it work?
Choose your Group & Specialty program
Group Benefits
Group Benefits Insurance helps businesses support employees by offering health, dental, and other benefits. It’s a valuable tool for attracting and retaining talent while promoting employee well-being. By providing coverage for medical expenses, disability, and other essential services, businesses can create a healthier and more productive workplace.
How it works
Employers select a benefits plan tailored to their workforce, covering services like extended health care, dental, and disability insurance. The cost is typically shared between the employer and employees, making it an affordable option for both. Group benefits help businesses stay competitive while ensuring employees have access to essential healthcare services.
Key features
- A customized group benefits plan that works for your company, your employees, and your budget.
- A comprehensive solution for all types of group benefits plans to help make the best decision possible.
- Effective customer service from our dedicated and attentive staff and service representatives.
- Peace of mind through every step of the process: quotes, renewals, and claims.
Specialty Programs
Specialty Insurance Programs offer tailored coverage for businesses in specific industries. These include Bus Plus for passenger transportation services, Splash for pool and spa businesses, and Yardworks for landscaping and maintenance companies. Each program is designed to address industry-specific risks, providing customized protection and support.
How it works
These programs offer industry-focused insurance solutions with specialized coverage options and expert guidance. Businesses receive risk management support, claims assistance, and access to tailored services that align with their operations. BCU Insurance helps businesses secure appropriate coverage without unnecessary expenses.
Key features
Bus Plus (Passenger transportation insurance)
- Coverage for motor coaches, school buses, airport shuttles, city tours, and more.
- Fleet management services, including driver training and loss control manuals.
- Association affiliations with OSBA (Ontario School Bus Association), OMCA (Ontario Motor Coach Association) and MCC (Motor Coach Canada).
- Custom trade protection coverage options.
- Quarterly claims analysis and CVOR maintenance programs.
Splash Program (Pool & spa industry insurance)
- General liability, umbrella liability, and rip and tear coverage.
- Designated claims management and legal expense insurance.
- Installation floater and errors & omissions coverage.
- Equipment and tools protection.
- 24-hour legal assistance.
Yardworks (Landscaping business insurance)
- Coverage for swimming pools, irrigation systems, and landscaping projects.
- Business liability protection for on-site operations.
- Equipment and tools coverage.
- Flexible coverage options for small and large businesses.
- Risk management consulting for industry-specific hazards.
Simple steps,
great benefits
Get started with expert guidance
Request a quote online or contact us directly, and our advisor will connect with you to discuss your goals, answer your questions, and recommend the perfect policy for your needs.
Complete your application
Finalize your insurance plan by submitting the required documents and completing any necessary forms. Our team will ensure the process is smooth and hassle-free.
Make the first payment
Activate your coverage by completing your first premium payment. This step ensures your policy is in effect and your protection begins immediately.
Enjoy peace of mind
Rest easy knowing your policy is active, providing financial security for you and your loved ones, no matter what life brings.
Plan ahead and stay protected
with BCU Insurance
BCU Insurance
Questions? We’ve got answers!
Anyone who lives in Canada – whether you’re a citizen, permanent resident, or temporary resident – can usually apply for insurance. Eligibility may depend on the type of insurance and your specific situation, like your age or health status. It’s always best to check the specific requirements for the coverage you’re interested in.
Yes, bundling different types of insurance – for example, home and auto – can often get you a discount and make managing your policies easier. It’s a smart way to save money and stay organized.
Absolutely – we’re here to help you every step of the way. BCU Insurance can guide you through the claims process, answer your questions, and connect you with the right support. Just reach out to us, and we’ll take it from there.
Yes, you can update your policy anytime your needs or life circumstances change, like buying a new car or renovating your home. Just let us know, and we’ll help adjust your coverage to keep everything in sync. It’s all about keeping your protection current and stress-free.
Yes, you can cancel your policy at any time. However, keep in mind there may be cancellation terms or fees depending on your carrier and policy. If you are ever in need of cancelling a policy, we’ll walk you through the process so there are no surprises.
