Segregated funds are an investment product, similar to mutual funds, which are sold by insurance companies. Segregated funds provide a guarantee to protect part of the money you invest. Even if the underlying fund loses money, you are guaranteed to get a portion or all of your principal investment. You have to hold on to your investment for a period of time to benefit from the segregated fund guarantee.

Registered Retirement Savings Plan (RRSP), Registered Education Savings Plan (RESP), Life Income Fund (LIF) and Retirement Income Fund (RIF) are all savings options available to plan for your financial future. We provide your portfolio with bankruptcy protection. In the event you or your company declares bankruptcy, the funds designated to your spouse or child as a beneficiary may not be seized.

Request a quote online or contact us directly, and our advisor will connect with you to discuss your goals, answer your questions, and recommend the perfect policy for your needs.
Finalize your insurance plan by submitting the required documents and completing any necessary forms. Our team will ensure the process is smooth and hassle-free.
Activate your coverage by completing your first premium payment. This step ensures your policy is in effect and your protection begins immediately.
Rest easy knowing your policy is active, providing financial security for you and your loved ones, no matter what life brings.
Anyone who lives in Canada – whether you’re a citizen, permanent resident, or temporary resident – can usually apply for insurance. Eligibility may depend on the type of insurance and your specific situation, like your age or health status. It’s always best to check the specific requirements for the coverage you’re interested in.
Yes, bundling different types of insurance – for example, home and auto – can often get you a discount and make managing your policies easier. It’s a smart way to save money and stay organized.
Absolutely – we’re here to help you every step of the way. BCU Insurance can guide you through the claims process, answer your questions, and connect you with the right support. Just reach out to us, and we’ll take it from there.
Yes, you can update your policy anytime your needs or life circumstances change, like buying a new car or renovating your home. Just let us know, and we’ll help adjust your coverage to keep everything in sync. It’s all about keeping your protection current and stress-free.
Yes, you can cancel your policy at any time. However, keep in mind there may be cancellation terms or fees depending on your carrier and policy. If you are ever in need of cancelling a policy, we’ll walk you through the process so there are no surprises.