Vehicle Insurance for worry-free movement

Available coverages

Auto Insurance will protect and provide coverage for your vehicle(s), all listed drivers and any loss or damage. In Ontario, it is required to include and purchase the following Auto Insurance coverage:

• Third-Party Liability Coverage: protects the insured if a third party has been injured or has succumbed to injuries, or their property is damaged. It will compensate for claims in the event of a lawsuit against the insured up to the limit of their coverage and compensate for the cost of settling a claim.
• Statutory Accident Benefits Coverage: Provides benefits for injuries in an auto accident, regardless of fault. Includes medical, rehabilitation and attendant care, income replacement.
• Direct Compensation – Property Damage (DC-PD) Coverage: Covers damage to the insured’s vehicle and contents if another driver is at fault, with compensation paid directly by the insurer.
• Uninsured Automobile Coverage: Protects the insured and their family if injured or killed by an uninsured or hit-and-run driver. Also covers vehicle damage caused by an identified uninsured driver.

We guide customers through every step of their Auto Insurance journey, from selection to ongoing support. Each client is assigned a licensed broker who provides personalized service and access to a wide range of insurers.

Key features

• A customized car insurance policy that happily works for our customers and their budget, instead of a generic policy.
• An appropriate solution for the best coverage and rate of all types of driving histories.
• Insuring more than one vehicle and all types of vehicles, whether new or old, under the policy.
• Friendly and effective customer service from our dedicated and attentive staff and service representatives.
• Ensuring our clients have peace of mind through every step of the process: quotes, renewals and claims.

Available coverages

Insurers will base your rate depending on your age, riding experience and the type of bike you own. Some of the available coverage for motorcycle insurance includes:

• Liability Coverage: Protects the insured if a third party is injured, succumbed to their injuries, or their property is damaged. Covers claims and legal costs up to the policy limit.
• Collision Coverage: This coverage will help pay for the bike repairs that were damaged in your fault accident, that is less than the deductible amount.
• Comprehensive Coverage: covers any loss or damage caused by fire, vandalism, theft, storms, hail damage and other non-traffic accident claims.
• Total Loss Insurance Coverage: This will help pay to replace your bike.

We guide customers through every step of their motorcycle insurance journey, from selecting a policy to ongoing support. Each customer is assigned a licensed broker who provides personalized assistance through a wide network of insurance providers.

Key features

• A customized motorcycle insurance policy that happily works for our customers and their budget, instead of a generic policy.
• An appropriate solution for the best coverage and rate of all types of driving histories.
• Insuring more than one bike and all types of bikes, whether new or old, under their policy.
• Friendly and effective customer service from our dedicated and attentive staff and service representatives.
• Ensuring our clients have peace of mind through every step of the process: quotes, renewals and claims.

How it works

Boat & Pleasure Craft Insurance protects your investment, yourself, and others from unexpected liabilities on the water. Whether you own a sailboat, fishing boat, jet boat, pontoon, jet skis, or more, we can tailor the right coverage for you. Several factors influence your insurance premium, including:

• Boat size and power
• Boat value and replacement cost
• Your boating experience and driving record
• Completion of a boating safety course with Transport Canada
• Professional boat inspection history
• Previous insurance claims history
• The area you plan to navigate and its risk level
• Safety features like GPS and automatic fire extinguishers
• Off-season boat storage location

Available coverages

• Broad Navigational Territory: Coverage extends to both Canada and the United States, with the option to include certain Caribbean locations, depending on the specific coverage selected.
• Liability Insurance: Covers related damages should you cause injury to a person or property while your boat is in use.
• Watercraft Medical Coverage: Covers your medical costs should you suffer an injury on board or attempting to disembark your boat.
• Emergency Towing and Loss of Use: Covers the costs of rescue efforts should you become stranded out on the water. It will cover towing and repairs, as well as the mechanic(s) on duty, as well as the costs of a rental boat while your boat is being repaired from damages.
• Accidental Pollution Liability: This coverage protects against the costs of environmental clean-up if harmful chemicals or fluids are accidentally released into the water during an accident.
• Uninsured Watercraft Insurance: This coverage protects you and your guests if you’re injured in an accident caused by an uninsured boater, covering the damages.

Key features

CAA’s roadside assistance includes:

• Towing
• Flat tire service
• Fuel delivery
• Battery boost
• Lock out service
• And more.

Services are available across Canada and the United States and covers you no matter what vehicle you are in.

Types of membership

• Basic – suits members who commute for short distances.
• Plus – for members who commute further and love road trips.
• Premier – ideal for members who want maximum coverage and benefits.